How It Works

How the Auto Leasing Process works with Regency Leasing

Inquiries are requested by either calling or emailing us, or using the form we have provided on our site to contact our helpful group of auto experts. The process of acquiring a lease or purchase through is done from the comfort of your home or office and is done completely over the phone and email. We bring the joys of car-ownership back because we make it easy for you to shop for and purchase or lease your new vehicle at the best price, all from the comfort of your home or office from start to finish.

We can have you riding in your dream car in seven easy steps!

Step 1

Choose your car or truck, lease or purchase. provides a wide array of special deals which we call “Special Offers” (/leasing-specials) that are displayed on our site and constantly updated weekly and, in some cases, daily. Our site provides you with a comprehensive starting point in finding your perfect vehicle while giving you an idea of the discounted price point currently available to us which we can extend to YOU. If you don’t see the vehicle you are interested in on our Special Offers page, please contact us via phone or email since we can provide any make or model.

Step 2

Get a detailed quote will provide you with a detailed quote (/new-car-sales) on the vehicle(s) you requested. Each and every vehicle page has a quote request form which you can find by browsing our “Specials” section of the website.

Included in your quote will be the lowest available monthly payment amount including sales tax, bank fee (aka acquisition fee), all fees for title and registration processing, and any taxes on applicable rebates. To read more about these fees and how we can customize your purchase, including rolling the inceptions into your monthly payment, please click here. (/lease-faqs) Because each person’s needs are different, we are able to tailor your lease to your exact needs and requirements.

Step 3

Give us the “thumbs up”.

Once you find and agree upon a particular vehicle and decide you want to purchase or lease your new vehicle from us, we will take your application for credit approval.

Step 4


An application for credit can be taken over the phone, emailed to you, or downloaded (/financing-application) directly from our site. This is the first step in the process of acquiring the vehicle lease or finance. We will also require that you provide us with a clear copy of a valid US driver license for identification, which is also required by the Department of Motor Vehicles, in order to process the registration of your new vehicle in the State you choose. Deposit and/or application fees for new customers may be required.  All application fees are non-refundable. For more information click our FAQ page (/lease-faqs).

Step 5


Once your application has been approved, we will provide you with the vehicle identification number (VIN) in order to add the new vehicle to your existing insurance policy, or if you prefer, we can shop the lowest insurance rates for you comparing between major insurance companies in your area, this service is provided by Regency Leasing at no cost to you.

Step 6

Paperwork and Signing

Now that we have your proof of insurance, we are able to draw up the lease agreement or purchase contract along with any other paperwork required to register you new vehicle. In cases where you are far away from one of our offices, we will overnight the papers to you to be signed prior to shipping the vehicle to you. If you are within a 100 mile radius of our offices, we will have you do the signing either at our office when picking up your new vehicle, or when we deliver the new vehicle to your door.

Step 7

Delivery of your new vehicle

Whether we personally deliver your new car, schedule a transporter to deliver the vehicle to your door, or you come by to pick the vehicle up from our offices, the day has come to receive your new dream car!

Regency Leasing hopes to serve all your future auto needs and we look forward to adding you to the other thousands of joyful owners we have helped over the last 20+ years!

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